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Buying a Motorcycle? Make Sure You Secure the Right Coverage

Automobiles are one of the most significant exposures to loss a company can face. Be sure to effectively manage your company's vehicle liability and risk exposure, with an effective risk management strategy.  If someone is driving a vehicle while on the job, you are ultimately responsible for any collisions they may cause.

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Frances Zettl
The Risks of Staff Using Personal Devices for Work

Automobiles are one of the most significant exposures to loss a company can face. Be sure to effectively manage your company's vehicle liability and risk exposure, with an effective risk management strategy.  If someone is driving a vehicle while on the job, you are ultimately responsible for any collisions they may cause.

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Frances Zettl
Why Your Business May Need Pollution Insurance

Automobiles are one of the most significant exposures to loss a company can face. Be sure to effectively manage your company's vehicle liability and risk exposure, with an effective risk management strategy.  If someone is driving a vehicle while on the job, you are ultimately responsible for any collisions they may cause.

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Frances Zettl
Managing Your Corporate Vehicle Exposure

Automobiles are one of the most significant exposures to loss a company can face. Be sure to effectively manage your company's vehicle liability and risk exposure, with an effective risk management strategy.  If someone is driving a vehicle while on the job, you are ultimately responsible for any collisions they may cause.

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Frances Zettl
Do You Need Full Replacement Coverage for Your Commercial Property?

If you feel that your business does not need an exact replacement of its current buildings, you should ask us about adding a "functional building valuation" endorsement to your policies. It establishes a limit of insurance somewhere between actual cash value and full replacement cost and allows the property owner to replace the building with one that fulfills the same function as the old one at a lesser cost.

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Commercial Auto Insurance Rates Trending Higher

Be prepared for increases in your commercial vehicle insurance coverage for 2018 as accidents, injuries and costs rise for the first time in decades and insurers make up for years of low pricing. Commercial auto insurance premiums have been trending between 6 and 10% higher since early 2017.  Experts say that rates are increasing in nearly all commercial auto segments.

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Frances Zettl
Tips on Hiring Teens for Summer Employment

You may be considering taking on some extra workers for the summer months, and often many employers will gravitate towards hiring teenagers looking for temporary work. If you are planning to hire any workers under the age of 18, you should familiarize yourself with federal and any state laws on child labor restrictions.

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Avoid Becoming a Victim to the Staged Car Crash Scam

It's almost creepy how good some car accident scammers have gotten at making it seem like a car accident is your fault. Even going so far as to planting witnesses in intersections to gaslight you. In this post, I'll tell you some of the major scams these guys run, and ways you can protect yourself from getting scammed.

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Frances Zettl
Incidents that can Bankrupt your Business if not Covered

Many business owners view insurance as just one more bill to pay, an unavoidable cost of doing business. Certainly no one enjoys writing the premium checks. However, disaster can pop up with no notice. Good insurance can make all the difference when a business suffers a body blow. Here are some examples and lessons.

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Frances Zettl
How to Take the Ultimate Home Inventory

Would you be able to list everything that was damaged, destroyed or lost in your house or apartment if you had to file a claim with your insurance company? In this post, we'll walk you through all of the items you should list on your own home inventory.

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Frances Zettl